The Update

Essential Tools for Every New Homeowner

As a new homeowner, you likely have a long list of items you need or want to purchase for your new digs. From welcome mats to plungers and wall hangings, there’s lots to buy in the first weeks after moving day. As you browse through window treatments and home decor, don’t forget to stock up on the basic tools every new homeowner needs.

A well-stocked toolbox is essential for every homeowner, but choosing which tools to pack inside that kit can be confusing. What do you really need, and what’s just an extra? Can you get by with only one screwdriver, or do you have to spring for the whole set? So many questions — and we’ve got answers! We’ve compiled a guide to stocking a homeowner’s toolbox at every skill level. Happy fixing!

Basic tools

If you’ve never pretended to be a handyman, but you’d like to have basic tools in the house in case something needs minor repair, here’s what belongs in your toolbox:

• Claw hammer. From hanging up pictures to securing loose railings, a hammer is your go-to tool for most basic jobs around the house. Consider also getting a lightweight pin hammer for smaller jobs.
• Screwdriver set. It’s worthwhile to invest in a set of screwdrivers so you have various sized flat-heads and Phillips-heads handy for any kind of job. You can pick up a set of 10 screwdrivers at your local home improvement or hardware store, or order one from Amazon.
• Pliers set. Here too, a set of different sizes and types is your best bet. Look for pliers with a good grip and that are sized well for your hands.
• Adjustable wrench. A wrench will enable you to tighten or loosen virtually anything.
• Allen wrench set. A universal allen wrench set will set you back just $10. You’ll use these wrenches anytime you order a piece of furniture that requires assembly.
• Handsaw. A handsaw is great for trimming lumber and cutting through drywall, fiberglass and other thin materials.
• Extension cord. Every house should have, at minimum, one indoor extension cord and another outdoor cord for jobs requiring electric tools.
• Utility knife. Use this handy cutter to open boxes, hard plastic packages, shave wood and more.
• Tape measure. A retractable 25-foot tape measure will come in handy when you need to measure space for new furniture or decor items. You may want to get a pocket-sized tape measure as well so you can bring it with you when you measure items at a store.
• Hardware. Keep a generous selection of screws and nails on hand in case you need one in a hurry.
• Level. A simple floating-bubble model will help keep your wall pictures and shelving straight.
• Flashlight. It’s always a good idea to have a source of battery-powered light in case of an outage. Also consider a rechargeable flashlight that can be recharged by hand so you are never without a source of light.

The next step

Once you’ve filled your toolbox with the basics, and you become more skilled at around-the-house repairs, consider adding these more advanced tools to your collection:

• C-clamp. When working on a woodworking project, a clamp will help you hold the wood in place.
• Stud finder. This ingenious tool will keep you from creating unnecessary holes or drilling where nails already exist.
• Cordless drill. A cordless drill has dozens of household uses, especially if you get into woodworking or light construction around the house.
• Hacksaw. These are great for cutting through plastic and metal pipes, tubing, conduit and wood.
• Safety gear. You’ll need safety goggles, ear protection and dust masks when using power tools.
• Putty knife. Designed for applying spackle, you can also use your putty knife to remove old paint and to apply grout to tile floors and backsplashes.
• Wire stripper. Perfect for cutting materials like aluminium, copper, brass, iron and steel, wire strippers are essential for the committed DIYer.

Advanced tools

If you’re exceptionally handy, consider adding these to your toolbox:

• Sanders. Put the finishing touches on your woodworking projects with a power sander. For best results, you may want to invest in several types of sanders and use each one when it fits the job best. For example, a random orbital sander may be best for simple home projects, while a belt sander is great for sanding rough surfaces and a rotary sander is your go-to choice for edge work.
• Carpenter’s square. Made up of a metal ruler and interchangeable heads, a carpenter’s square is used to measure level, right angles, the center of a circle and to check depth. It can be an incredibly useful tool in complicated woodworking, metal and masonry projects.
• Table saw. This power tool, also known as a sawbench, is a mounted woodworking tool that is considered the workhorse of any well-equipped woodshop. A table saw can rip,
• cross-cut, miter-cut, square, rabbet and apply shapes to edges of wood stock.

Your toolbox is all set! Now you’ll be fully prepared for anything that needs fixing in your home.

Use your home's equity to fund DIY projects

If you have the spring itch to improve your house with some DIY projects, look into an RGCU Home Equity Loan to help fund said projects. Turn the equity in your home into cash with a home equity loan. Upon acceptance you get a lump sum of money to use for projects or debt consolidation. Your home equity loan is repayable over a fixed term, gives you a secure, locked-in rate, and a consistent monthly payment.