News and tips from Rio Grande Credit Union
April 2026
- Financial Literacy Month 2023
April is Financial Literacy Month. How can RGCU Members observe?
- All You Need to Know About 401(k)s
Saving for retirement is a big deal, but it can be really easy if you automate your savings with a 401(k) plan through your employer. We’ll explain how it works!
- Anatomy of a Car Payment
Buying a new car? That means a new car payment to factor into your budget. What goes into figuring out the payment, and what other expenses will you have? We’ve got all the info!
- Don’t Get Caught in an Extended Warranty Scam
Extended warranty scams aren’t just the stuff of comedy routines … the scammers are out there! We’ll help you avoid their lures and stay safe, and show you how your CU might help!
- 6 Ways to Celebrate Earth Day at Home
Earth Day is always a great way to demonstrate support for environmental protection. Here are 6 ways you can celebrate Earth Day at home.
March 2026
- Beware Of Fake Mobile Phone Apps
Mobile banking is convenient, fast, and easy—but not all apps are what they seem. Fraudsters can trick you with look-alike apps designed to steal your financial info.
- What’s the Difference Between ACH Payments and Direct Deposits?
Direct deposit makes sure your paycheck magically appears in your checking account on payday, but how much do you know about the ACH system that supports it? We’ve got all the facts!
- All You Need To Know About Home Loans
A mortgage is likely to be one of the biggest financial deals you ever make, so you need to know all the facts. Learn what types there are and how to prepare, then contact !
- The Story That Might Be Keeping You Broke
“I’m just bad with money.” Ever thought that? Those words might be more than a simple observation—they could be a self-fulfilling prophecy holding you back.
Change your story, change your financial future.
- I’m Barely Making it Through the Month. Do I Still Need to Save?
When your money isn’t making it through the month, or barely is, the idea of saving for the future might seem like pure fiction. But we can show you how to keep saving!
- Your Path to Homeownership Starts Here
From understanding your budget and improving your credit to exploring loan options and preparing for closing, this guide helps you move forward with confidence. Whether you're a first-time buyer or getting ready to try again, you'll find practical tips and smart financial insights to help turn your dream of owning a home into reality.
- All You Need To Know About Buying A Used Car
Scared to buy a used car? Avoid the horror stories with our tips on everything from finding your ride to checking it out and closing the deal!
- All You Need to Know About Share Certificates
Are you looking for the best way to make your savings grow? Look into a share certificate, which offers higher interest in return for you locking your money away for a while. Get the details!
- Is There an End to Credit Card Debt?
Have you totaled up your credit card debt recently? Did it make you want to go hide in a corner? That’s not going to fix the problem, but we’ve got plans that will help!
- Serving Hope, One Family at a Time- St. Felix Pantry
A look into the incredible work being done to fight hunger and uplift our community.
- 10 Facts About Credit Unions
Find out why a credit union makes a great choice for saving, borrowing or investing!
- Dine on A Dime: Irish-Style Sausage & Cabbage Skillet
A hearty, budget-friendly Irish-style sausage and cabbage skillet that brings festive St. Patrick’s Day flavor to your table without stretching your wallet.
- 8 Rules of Responsible Credit Card Use
Credit cards can be powerful financial tools when used wisely. Following these eight rules can help you stay in control, protect your financial health, and use credit cards to your advantage.
- Smart Spending: What to Buy and What to Skip in March
March is here, which means spring is about to … well … spring! What retail deals should you look for this time of year, and what should you wait to shop for?
- Best Time to Pay for Vacations
You know how to save money on vacation when it comes to attractions and dining out, but what about the big-ticket stuff like travel and lodging? We’ve got a guide that’s got you covered!
- 6 Financial Lessons You Can Learn from Basketball
With the NBA Finals in full swing, let’s review some financial lessons we can all learn from the iconic sport.
- All You Need to Know About Auto Loans
Are you looking for a new set of wheels? Here's our complete guide to help you find the best loan!
- Beware the Amazon Watch Raffle Scam
How great! You just got a text from Amazon telling you you’ve won a watch! There’s just one problem: Amazon’s not giving away watches. Read more about this scam.
- 7 simple steps to start saving
Does saving money always seem to get bumped down on your to-do list? Well, let’s get started! Start with these time-tested tips, and pretty soon you’ll have a great nest egg!
- Beware of Debt-Collection Scams
Scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts. Learn how to protect yourself.
- How to Cut Costs and Save Money
If these past months have taught us anything, it’s that we should prepare for the unknown. Learn how to save money on everyday spending.
February 2026
- Avoiding Scams In The Workplace
A lock you might associate with bicycles can be your best laptop security measure. Keep your data safe!
- 10 Myths About Credit Unions
Don’t let myths and misconceptions about credit unions keep you from making your most solid financial choice!
- The Cost Of Poor Credit
If you’re having credit problems, it’s possible to improve your credit score, but not by paying someone to do it. Get the facts!
- Should I Refinance Before I Retire?
Should you refinance before retirement? If you pick the right #mortgage, you can reap significant rewards! can help!
- The 3 Rules Of Smart Money Management
Understanding the core rules can help you feel more confident, prepared, and in control of your finances.
- ATM Jackpotting Scam
With jackpotting, crooks can rob ATMs so they spit out cash. Learn how you can help spot criminal activity, and how to keep safe!
- Teaching Kids the Importance of Saving
Did you have a savings account when you were a kid? Whether or not you did, it’s important for your kids to have one!
- Talking About Money with Those We Love
Talking about money is one of the toughest things for any couple to handle, but we’ve got ways to make it less stressful and more productive!
- Beware of Sport Ticket Scams
The big game is sold out, but you find tickets in just the seats you want for sale online. Should you snap them up? We’ll tell you how to spot ticket scams and what to do if you get bitten!
- Dine on a Dime: Slow Cooker Chili
February is still chilly, making this hearty slow cooker chili the perfect comfort food. It’s affordable, easy to make, and great for leftovers!
- Avoiding Debt: Can It Really Be Done?
- What to Buy and What to Skip in February
Where can you find great deals in February? What should wait until later in the year to buy? Some of the choices might surprise you!
- Your Complete Guide To Identity Theft Protection
If you’re not worried about identity theft, you should be! We’ve got a list of simple steps you can take to keep yourself out of the thieves’ crosshairs!
- Love on a Budget: Ways to Enjoy a Free Date Night
It’s easier than you think to plan a date night together on a budget. We’ve put together a list of more than two dozen ideas, and they might even get you going on your own!
- Common Tax Mistakes to Avoid
It’s tax time! Hoping for a refund? Be sure you don’t make these common mistakes that could cost you time and money!
- Understanding Your Vehicle’s Trade-in Value
Understanding your vehicle’s trade-in value through independent research ensures you get a fair deal. But where do you begin? We can help!
- Saving on Home Renovations
Is it time to remodel your kitchen? We’ve got tips that can save you thousands of dollars and still leave you with the gourmet enclave of your dreams!
- 8 Financially Responsible Ways to Use Your Tax Refund
It’s tax refund time, and you really want to go nuts after being so good the rest of the year. That’s fine, but we’ve also got some great ideas for things to do with the bulk of the refund!