Auto Loan Refinance

Get a lower rate. Get a lower payment. Or both! Plus get up to 90 days with NO PAYMENT!

Refinancing Made Simple:

• Lower your monthly payment, lower your rate, or both!
• Pay less on interest with rates as low as 6.24% APR¹ for 36 months.
• Get cash back - you may be able to keep your same or lower payment and walk away with some cash.
• Easy application process with our trusted financial partners
• Make NO PAYMENTS² for UP TO 90 DAYS!

APPLY NOW    Make an Appointment

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Have the following information handy when you apply: 

• Vehicle Information
• Approximate loan amount remaining on vehicle
• Where your loan is currently financed
• Year, make and model of vehicle
• Mileage and optional equipment
• Primary and co-owner’s information
• Social Security number and date of birth
• Employer and time on the job
• Annual income
• Mortgage/rent per month

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Rio Grande Credit Union membership required for all loans. Other rates, terms and model years available. This offer is subject to confirming you meet our pre-established criteria for this loan including certain credit bureau information, your vehicle type, vehicle age and your annual income. Otherwise, we may elect to change or withdraw this offer. This offer cannot be transferred. This is a limited time offer and can be cancelled at any time without notice..

1. APR=Annual Percentage Rate; subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. Payment example: $610.62 for a $20,000 loan month for 36 monthly payments at 6.24% APR. Other terms and rates are available and may be more beneficial for your situation.

2. Interest accrues during deferral period. Negative amortization cannot occur. Not all loans will qualify for 90 days deferred. 45 days and 60 days are options in that case.