News and tips from Rio Grande Credit Union
March 2025
- Should I Sign Up for Budget Billing
If budget billing for your utilities sounds good, but you don’t like the fees or balloon payments, consider doing it yourself! We’ve got the info, and energy-saving tips
- Is Unlimited Data Worth It
If you’re reading this on your phone, chances are you’ve at least thought about an unlimited data plan. Let us help you decide!
- Tips for Upcycling at Home
Have you ever heard of upcycling? Chances are, you have most of what you need to jump into this trend sitting around your house. Check out our tips and get crafty!
- Shopping Hacks for Amazon
Amazon is like a department store with a bazillion aisles, and we’ve got hacks that will help you dive deep and find the best deals on just about anything you could imagine.
- Students Beware: Scammers Prey On Learners Of All Ages
Fall prey to one of these student scams, and midterms won’t be your biggest worry!
- Moving Vs. Home Improvement
Deciding whether to remodel or move can be a tough choice. We’ve got a breakdown of the options and whichever one you choose, credit union can help with financing!
- What are the Responsibilities of the Board of Directors at my Credit Union
You might think being a member of the board of directors at your CU is a pretty cushy job, but there’s actually a lot of responsibility involved!
- Don’t Get Caught in a Paper Check Scam!
If you think paper checks are artifacts of ‘90s life, you’re wrong! They’re still here, and so are the scams that prey on their users. Read our guide for staying safe!
- 7 Money Myths
Discover the truth behind seven common money myths and learn how to manage your finances more effectively.
- What Employers are Looking for in a New Hire
Want to stand out in the job market? Employers are looking for more than just skills—they want team players, problem solvers, and go-getters. Discover what it takes to land the job and thrive in your career!
- Is the Work-Life Balance a Myth?
Struggling to juggle work and personal life? Get practical tips, insights, and strategies to create harmony, reduce stress, and make time for what truly matters.
- Does Good Debt Exist?
While many fear going into debt, some types of debt can actually help increase your wealth over time. Let us break it down and explain the difference!
- Ensure Your Professional Data is Safe and Secure
Having a solid backup strategy is essential to protect your data from loss, theft, or unexpected disasters. Without one, you risk losing valuable information. Take action now with these expert tips to keep your data safe and secure!
- Dine on a Dime: Easy Stir-Fried Pepper Steak
Craving a tasty, budget-friendly meal? Try this Easy Stir-Fried Pepper Steak! Quick, flavorful, and easy on your wallet—perfect for any night!
- College Credit: The Dos and Don'ts of Your First Credit Card
Your first credit card is a major financial milestone! Learn the key dos and don’ts to build credit wisely and avoid common pitfalls.
- What to Buy and What to Skip in March
March has arrived, bringing the first signs of spring! As the season changes, so do the best shopping deals. From must-have discounts to items you should hold off on purchasing, we’re breaking down what’s worth buying this month—and what’s better left for later. Get ready to shop smarter this spring!
February 2025
- How to Get Out of Debt A Step-by-Step Guide
Take control of your finances with our step-by-step guide to getting out of debt. Learn practical tips to reduce expenses, boost income, and stay on track toward financial freedom.
- Fake Check Scams On The Rise
You might think you’ve won the lottery, but beware—fake check scams are on the rise! Stay informed with our tips to spot and avoid these scams.
- How Can I Save Money at the Mall?
Many of us have left the mall with full shopping bags and a shredded budget. We've got tips to help you enjoy the mall without breaking the bank!
- I’ve Been Laid Off. Now What?
Are you one the many who’s been hit with a layoff recently? It’s quite a shock to the system, but you’ll survive. We’ve got tips that will help get you back in the game!
- Your Credit Score: The (Other) Key to Your New Home
Your credit score impacts your mortgage options and interest rates. Improve your score by paying bills on time and reducing debt to unlock better homeownership opportunities.
- Combating The Financial Mistakes
The most common mistakes in securing your finances, including planning for health insurance, emergencies, and retirement.
- Micro-Deposit Scams
A micro-deposit scam involves depositing a small amount, like a dollar, into your account, which can lead to losing your life savings. Learn more about this widespread scam!
- How Can I Close a Credit Card Without It Impacting My Credit Score?
Paying off a credit card is a great thing, but be sure to read our guide before you start taking a pair of scissors to paid-off accounts!
- What are the Tax Benefits of Owning a Home?
Why buy instead of rent? Well, have you ever seen the tax deductions you’ll get? Everything from the mortgage interest to a home office deduction is possible, plus tax credits!
- How to Choose a Vacation Destination for Less
Is it long past time for a vacation but you still need to watch your budget? We’ve got some great ideas to help you get that dream vacation without putting yourself in the poorhouse!
- Steps to Take After a Data Breach
Don’t Overlook Data Breaches—They Could Affect You!
Data breaches can have serious consequences. Let your credit union help you stay protected, safeguarding both your money and credit rating! - Common Tax Mistakes to Avoid
It’s tax time! Hoping for a refund? Be sure you don’t make these common mistakes that could cost you time and money!
- Restaurant Hacks
Is eating out taking a bite out of your wallet? From what days to plan your date to what and how to order your food, we’ve got tips to save you serious money!
- What Are the Costs of Buying a Vacation Home?
Are you dreaming of a vacation home? There’s a lot to consider, and a lot of costs to take into account. We’ve got a guide that will help with the decision!
- Anatomy of a Mortgage Payment
Ready to buy your first home and take on a mortgage? Before you sign the papers, it’s essential to fully understand what makes up your monthly payment!
- Open a Vacation Club Account
Are you looking forward to a big vacation but dreading the credit card bills? A Vacation Club account might be what you need! We’ve got all the details.
- Beware of These Tax Scams
Tax scams come this time every year, and they can rob you of your money, your identity and your peace of mind. Read our tips to protect yourself!
- Dine on a Dime: Pasta Bolognese
Indulge in the rich flavors of Pasta Bolognese! This Italian favorite features tender pasta topped with a savory meat sauce made from ground beef, tomatoes, and aromatic herbs. Perfect for any occasion, it's a comforting dish that’s sure to satisfy. Ready to give it a try? Let’s cook!
- What’s The Best Way to Finance A Home Renovation?
Time to fix up your home? Before you take out a personal loan or run up a credit card, check out home equity lines of credit. A HELOC might be just the thing!
- What to Buy and What to Skip in February
Where can you find great deals in February? What should wait until later in the year to buy? Some of the choices might surprise you!