The Update

Tips for Staying Safe While Shopping Online

In today’s digital age, online shopping has become a convenient way to purchase goods and services. However, it also presents unique security risks. To ensure a safe shopping experience, consider the following tips.

Use Secure Websites

Always check that the website’s URL begins with “https://” rather than just “http://.” The “s” indicates that the site is secure and that your data is encrypted. Look for a padlock icon in the address bar as an additional safety measure.

Research the Retailer

Before making a purchase, take the time to research the retailer. Look for reviews on trusted sites and check for any red flags, such as a lack of contact information or poor customer feedback. Established retailers typically have a history of reliable service.

Protect Personal Information

Be cautious about the personal information you provide. Only enter what is necessary for the transaction, and avoid sharing sensitive data like your Social Security number. Legitimate retailers do not need this information to process your order.

Use Strong Passwords

When creating accounts, use strong, unique passwords that combine letters, numbers, and special characters. Consider using a password manager to keep track of your credentials securely.

Monitor Transactions

Regularly check your bank and credit card statements for unauthorized transactions. If you spot anything suspicious, report it immediately to your bank or credit card company.

Be Wary of Public Wi-Fi

Avoid making purchases over public Wi-Fi networks, as they can be less secure. If you must use public Wi-Fi, consider using a Virtual Private Network (VPN) to add an extra layer of security.

By following these guidelines, you can minimize risks and enjoy a safer online shopping experience. Stay informed and vigilant to protect your personal and financial information.

Earn 2x Reward Points on Amazon

Starting this Black Friday and running to December 23rd, RGCU Members will earn 2x Reward points on everything they purchase on Amazon.com with their RGCU Debit or Credit Card. These points can be redeemed for cash back, gift cards, travel, and more!