Rio Grande Credit Union
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Home > News > The Update > As the seasons change and new needs arise, it’s important to make smart purchasing decisions. Here’s a guide on what to buy and what to skip during this time of the year.

What to Buy and What to Skip in August

As the seasons change and new needs arise, it’s important to make smart purchasing decisions. Here’s a guide on what to buy and what to skip during this time of the year:

What to Buy

School Supplies

With the new school year approaching, now is the perfect time to stock up on essentials like notebooks, pens, backpacks, and calculators. Retailers often offer back-to-school sales and discounts, making it an ideal opportunity to save money while preparing for the academic year ahead.

Seasonal Outdoor Gear

As the weather transitions to cooler temperatures, consider investing in seasonal outdoor gear such as jackets, boots, and camping equipment. Many stores offer end-of-summer sales on these items, allowing you to enjoy outdoor activities comfortably without breaking the bank.

Swimsuits

Towards the end of summer, swimsuits typically go on clearance as retailers make room for fall merchandise. Take advantage of these markdowns to purchase quality swimsuits for next year's beach outings or indoor swimming sessions throughout the year.

What to Skip

Fall Clothing

While fall clothing collections may start appearing in stores, it’s often best to hold off on purchasing these items at full price. Wait for mid-season sales or clearance events later in the fall to get better deals on sweaters, coats, and other autumn essentials.

iPhones

Apple typically releases new iPhone models in the fall, leading to price reductions on older models. If you’re considering upgrading your phone, it’s wise to wait until after the latest release to take advantage of price drops or promotional offers.

Household Appliances

Unlike other times of the year, household appliances tend not to be on sale during late summer. For better deals, consider waiting until major sales events such as Black Friday or Cyber Monday when retailers offer significant discounts on appliances.

By strategically timing your purchases, you can maximize savings and ensure you get the most value out of your shopping budget. Whether it’s stocking up on school supplies or planning ahead for next summer's adventures, thoughtful buying decisions can lead to financial benefits and greater satisfaction with your purchases.

Earn Rewards for Whatever You Buy in August

Don't forget to use your RGCU Debit Card for August purchases. You'll earn reward points that can be redeemed for cash back, gift cards, travel, and more! 



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