Rio Grande Credit Union
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What to Buy and What to Skip in November

As November rolls in, the holiday shopping season begins to heat up. Knowing what to buy and what to skip can help you make the most of your budget while still scoring some great deals.

What to Buy

Electronics: November is a fantastic time to invest in electronics. With major sales events like Black Friday and Cyber Monday, you’ll find significant discounts on everything from TVs to laptops. If you’ve been eyeing a new gadget, this is the perfect time to make the purchase.

Small Home Appliances: If you need an upgrade or are looking to enhance your kitchen, small appliances such as coffee makers, blenders, and air fryers often see deep discounts. These items make great gifts, too, so consider stocking up for the holiday season.

Tools: November is also an excellent month for buying tools. Many retailers offer sales in anticipation of the DIY projects that often come with the winter months. Whether it’s for home improvement or gifts for the handyman in your life, you can find quality tools at a lower price.

What to Skip

Toys: While the holiday season usually brings toy sales, November often sees higher prices as retailers prepare for the influx of shoppers. It's better to wait for December when discounts and clearance sales become more common.

Large Home Appliances: Although you might expect great deals on large appliances during the holiday season, many retailers actually offer better sales in the spring. If you can wait, hold off on purchasing items like refrigerators and washers until then.

Jewelry: November isn’t the best time to buy jewelry. Prices tend to be inflated during the holiday season, so it’s wise to wait for post-Christmas sales or special events throughout the year.

By strategically choosing what to buy and what to skip, you can maximize your savings this November while still enjoying the benefits of the holiday shopping season!

Earn RGCU Reward Points

Whatever you decide to buy in November, don't forget to use your RGCU Debit or Credit Card and earn Reward Points! These points can be redeemed for things like cash back, gift cards, merchandise, travel, and more! 



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