The Update

October Shopping Guide: What to Buy and What to Skip

As October ushers in cooler temperatures and the vibrant hues of fall, it's a great time to reassess your shopping list. Whether you’re looking to spruce up your home or update your wardrobe, here’s a guide to help you make the most of your October purchases.

What to Buy

Outdoor Furniture

October is a fantastic month to invest in outdoor furniture. With many retailers offering end-of-season sales, you can snag stylish and durable pieces at a fraction of the price. Look for weather-resistant materials such as teak or aluminum, and consider adding cozy accessories like outdoor rugs and cushions to extend the usability of your space. These updates will ensure your outdoor area remains a warm and inviting spot for crisp autumn evenings.

Cars

Fall is also an opportune time to purchase a new car. As dealerships clear out inventory to make room for next year’s models, you might find great deals and incentives. Choose a vehicle that suits fall driving conditions—think about an SUV or a car with all-wheel drive for better handling on wet or icy roads. Investing now means you can enjoy a reliable ride through the changing seasons. If you're interested in financing your vehicle, contact RGCU today! We will get you pre-qualified for a vehicle loan at an excellent rate. 

Fall Clothing

Update your wardrobe with fall essentials. This season, focus on layering pieces like chunky knit sweaters, versatile scarves, and stylish boots. Rich, autumnal colors and patterns are in vogue, so look for items that complement the changing landscape. Layering allows you to adapt to fluctuating temperatures while staying on trend.

What to Skip

Electronics

Avoid purchasing new electronics this month. New tech releases and Black Friday deals are just around the corner. Waiting will likely provide better options and discounts.

Cold Weather Outerwear

It’s a bit early to invest in heavy winter coats. As temperatures drop further, you'll have a clearer idea of what you need, and you can find better deals on cold weather gear as the season progresses.

Appliances

October isn’t the best time for appliance shopping. Major sales often occur around the holiday season, so hold off until later in the year for better bargains on large appliances.

By focusing on these strategic purchases and avoiding premature buys, you can make the most of October’s shopping opportunities and ensure you’re well-prepared for the cozy months ahead.

Use Your RGCU Credit Card and Earn Rewards

Whatever you decide to buy this October, don't forget to use your RGCU Credit Card! For every purchase you make, you'll earn rewart points that can be redeemed for cash back, gift cards, travel and more!