Business Rewards Visa
Rewards for business members just got better.
Enjoy enhanced Visa benefits while quickly earning points for cash back, travel, purchase rebates, gift cards, or even merchandise.
Get started online request more information call 505-366-5060
Earn rewards faster
- Unlimited 2X rewards points. Earn 2 points for every dollar spent anywhere.
Redeem rewards with the most options
- Cash back
- Purchase rebates
- Gift cards
- Merchandise
- Travel, airlines & hotels
- Learn more
Low annual fee
- $0 intro annual fee for the first year, then $100.
Card benefits
- Low rates
- Low annual fees
- No balance transfer fees or foreign exchange fees
- Complimentary cellphone insurance when you pay your cell phone bill with your card
- Same-day card issuance or replacement at any branch
- Card Manager—use the mobile app to freeze your card, set travel notifications and more
On approved credit. Variable Annual Percentage Rate Prime Rate + 10.50. Membership required—based on eligibility. See terms and conditions.
Card Benefits
Your card is packed with benefits!
Travel and Emergency Assistance Services
Emergencies can escalate quickly when You are traveling away from home. Something that is relatively straight forward when You are not traveling, like replacing prescription medication, can be a difficult task when You are dealing with local laws or language barriers.
Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home. The Benefit Administrator can connect You with the appropriate local emergency and assistance resources available, 24 hours a day, 365 days a year.
For assistance with a claim, call 1-800-992-6029.
For complete details please refer to the Guide to Benefits.
Auto Rental Collision Damage Waiver
No cardholder wants to incur the expense of repairing or replacing a rented car. But accidents do happen, and vehicles do get stolen. No matter what happens to Your rental car, You can be covered with Auto Rental Collision Damage Waiver.
For assistance with a claim, call 1-800-348-8472.
For complete details please refer to the Guide to Benefits.
Purchase Security
This benefit replaces, repairs, or reimburses You, up to the total purchase price of Your item for a maximum of ten thousand dollars ($10,000.00) per claim and fifty thousand dollars ($50,000.00), per cardholder, in the event of theft or damage.
For assistance with a claim, call 1-800-848-1943.
For complete details please refer to the Guide to Benefits.
Extended Warranty Protection
Extended Warranty Protection provides You with valuable features that help You manage, use and extend the warranties for eligible items purchased on Your covered Account and/or rewards programs associated with Your covered Account. Services include Warranty Registration and Extended Protection.
For assistance with a claim, call 1-800-848-1943.
For complete details please refer to the Guide to Benefits.
Cellular Telephone Protection
Cellular Telephone Protection provides coverage for damage to, theft of, or involuntary and accidental parting of Your cell phone up to $500 provided you pay your monthly cell phone bill with your RGCU Business Visa.
For assistance with a claim, call 1-866-894-8569.
For complete details please refer to the Guide to Benefits.
Emergency Medical/Dental Coverage
Emergency Medical/Dental provides reimbursement for Emergency Treatment if You become sick or accidentally injured while traveling on a covered trip purchased with your RGCU Business Visa.
For assistance with a claim, call 1-800-434-1280.
For complete details please refer to the Guide to Benefits.
Hotel Theft Protection
You can be covered if your personal property is stolen from your hotel/motel room when you pay for the cost of a room located in the United States or Canada with your RGCU Business Visa or with the rewards program associated with your card.
For assistance with a claim, call 1-800-554-1275.
For complete details please refer to the Guide to Benefits.
Lost Luggage Reimbursement
You can be reimbursed for the difference between the “value of the amount claimed” and the Common Carrier’s payment up to three thousand dollars ($3,000.00) per covered trip, provided the checked luggage and/or carry-on baggage and/or its contents was lost due to theft or misdirection by the common carrier.
For assistance with a claim, call 1-800-757-1274.
For complete details please refer to the Guide to Benefits.
Ride Share Protection
Accidents can happen when you are traveling as a passenger while riding in a vehicle arranged by a Transportation Network Company. Fortunately, that is where Ride Share Protection can help.
For assistance with a claim, call 1-844-702-1307.
For complete details please refer to the Guide to Benefits.
$100,000 Travel Accident Insurance
You and your dependents are covered automatically when the entire common carrier fare is charged to your RGCU Business Visa card account.
For complete details please refer to the Guide to Benefits.
Trip Cancellation and Interruption
If your dream trip is postponed due to an illness or to a death in the family, you could be reimbursed up to $2,000 for any non-refundable portion of the trip.
For assistance with a claim, visit www.myclaimsagent.com.
For complete details please refer to the Guide to Benefits.
Trip Delay Reimbursement
Trip Delay Reimbursement covers up to a maximum of three hundred ($300.00) dollars for each purchased ticket, for reasonable additional expenses incurred when a covered trip you purchased with your RGCU Business Visa and/or rewards program associated with your covered account is delayed for more than twelve (12) hours.
For assistance with a claim, call 1-800-840-4735.
For complete details please refer to the Guide to Benefits.