Rewards Visa
Great perks, card benefits & flexibility
Your daily purchases have never been more rewarding. With RGCU’s Visa Rewards credit card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards program, it’s easy to redeem your points.
The card with the most rewards options. Choose from:
- Cash back
- Purchase rebates
- Gift cards
- Merchandise
- Travel
- Learn more
What are the rewards card’s benefits?
- Low rates
- No annual fees
- No balance transfer fees
- Complimentary cellphone insurance when you pay your cell phone bill with your card
- Same-day card issuance or replacement at any branch
- Card Manager—use the mobile app to freeze your card, set travel notifications and more
- Choose from the classic style or the Mariachi card style
How do I earn rewards points?
Use your card. For each dollar you spend, you’ll earn one point. It's really that simple.
Card Benefits
Your card is packed with benefits!
Cell Phone Protection
If you pay your cell phone bill with your RGCU Credit Card, your cell phone may be covered up to $250 if it has been damaged or stolen! Make your regular cell phone plan payment with your card and you are automatically covered.
For assistance with a claim, call 1-866-894-8569
For complete details please refer to the Guide to Benefits.
Price Protection
If you purchased an item with your card and see it advertised at a lower price within 60 days, you can be reimbursed the difference.
For assistance with a claim, call 1-800-553-7520
For complete details please refer to the Guide to Benefits.
Extended Warranty
You can double the manufacturer’s warranty of an item purchased with your card up to one year.
For assistance with a claim, call 1-800-551-8472
For complete details please refer to the Guide to Benefits.
Purchase Security
Brand-new items purchased with your card can be covered in the case of vandalism, accidents, weather, and theft!
For assistance with a claim, call 1-800-553-4820
For complete details please refer to the Guide to Benefits.
Personal Identity Theft
If your identity is stolen, you can be reimbursed for the costs of recovery up to $5,000.
For assistance with a claim, call 1-800-679-5660
For complete details please refer to the Guide to Benefits.
Roadside Dispatch
Stuck on the side of the road due to car trouble? Out of gas or flat tire? Roadside Dispatch with your eligible card can help.
- Standard Towing – Up to 5 miles included
- Tire Changing – must have good, inflated spare
- Jump Starting
- Lockout Service (no key replacement)
- Fuel Delivery – up to 5 gallons (plus the cost of fuel)
- Standard Winching
- Standard call currently $69.95
- 800-847-2869
For complete details please refer to the Guide to Benefits.
Auto Rental Collision
If you rented a vehicle with your card and it was damaged or stolen, you can be covered – whether in the U.S. or traveling outside the country.
For assistance with a claim, call 1-800-348-8472
For complete details please refer to the Guide to Benefits.
Travel Accident Insurance Coverage
If you experience serious injury or death while on a trip purchased with your card, you or your beneficiaries could be covered up to $100,000.
For assistance with a claim, visit www.myclaimsagent.com
For complete details please refer to the Guide to Benefits.
Trip Cancellation and Interruption
If your dream trip is postponed due to an illness or to a death in the family, you could be reimbursed up to $2,000 for any non-refundable portion of the trip.
For assistance with a claim, visit www.myclaimsagent.com
For complete details please refer to the Guide to Benefits.
Baggage Delay Reimbursement
If you purchased your trip with your card and your baggage is delayed by four hours or more, you could get reimbursed up to $100 per day for the purchase essential items.
For assistance with a claim, call 1-877-257-8152
For complete details please refer to the Guide to Benefits.
Lost Luggage Reimbursement
If your luggage is lost completely due to theft or misdirection and you purchased your trip with your card, you can be reimbursed for the difference between what your luggage is worth and any reimbursement by the common carrier up to $1,250.
For assistance with a claim, call 1-800-757-1274
For complete details please refer to the Guide to Benefits.
Hotel Theft Protection
If items are stolen from your hotel or motel room you purchased with your card, you can be reimbursed up to $1,000.
For assistance with a claim, call 1-800-554-1275
For complete details please refer to the Guide to Benefits.