Holiday Loans
Make more memories this holiday season without the added stress.
The holiday season seems to come and go quickly, but the memories we make last a lifetime. However, it's probably no surprise that the holiday season often brings many added expenses. In fact, shoppers will spend on average $997.73 on gifts, holiday items and non-gift purchases for themselves and their families this year.1 That's enough to leave anyone needing some flexibility in their budget.
Holiday loans are easy, affordable and flexible.
Holiday Loan Features
- Rates as low as 6.49% APR
- Terms up to 84 months
- No application fees
- No collateral required
- Borrow from $500 to $40,000 on approved credit
- Get up to 90 days with no payment!
Use the funds to:
- Enjoy the season without stress
- Spend time with loved ones
- Pay off high-rate debt before the new year
- Finance a home improvement project
- And more!
1. 2021 Average shopper holiday spending according to the National Retail Federation. APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Signature Loan payment example: monthly payment of $89.54 on a $2,000 loan for 48 months at a fixed APR of 6.99%.
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Signature Loan Calculator
Choose Your Rate
| Term in months | Rate as low as | |
| 12 | 12 | 9.99% |
| 24 | 24 | 9.99% |
| 36 | 36 | 10.75% |
| 48 | 48 | 11.50% |
| 60 | 60 | 12.50% |
| 72 | 72 | 14.24% |
| 84 | 84 | 14.74% |
What's Your Loan Amount?
Holiday Loan Rates
| Signature Loans | ||
| Effective Date: Wednesday, April 30th, 2025 | ||
| APR As Low As | Term | Approx Monthly Payment ($2,000 Loan) |
| 9.99% | 12 Months | $175.82 |
| 9.99% | 24 Months | $92.28 |
| 10.75% | 36 Months | $65.24 |
| 11.50% | 48 Months | $52.18 |
| 12.50% | 60 Months | $45.00 |
| 14.24% | 72 Months | $41.47 |
| 14.74% | 84 Months | $38.30 |
| APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. | ||