Motorcycle Loans
Whether you're looking to buy a motorcycle, a scooter or a dirt bike, we can help you get a payment you can afford — so you can keep more money in your pocket and enjoy your ride even more. Or refinance your motorcycle for lower rates and payments.
Our motorcycle loans feature:
- Fixed auto loan interest rates as low as 8.52% APR (OAC)1
- Up to 90 days with no payment2
- No application fees
- Terms up to 7 years
- Onsite financing—tell the dealership you want a Rio Grande Credit Union loan
- Auto loan refinancing available
1. APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Rates listed are “as low as” rates and assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. Payment example: $631.54 for a $20,000 loan for 36 Months at 8.52% APR. Other terms and rates are available and may be more beneficial for your situation.
2. Interest accrues during deferral period. Negative amortization cannot occur. Not all loans will qualify for 90 days deferred. 45 days and 60 days are options in that case.
Calculate Your Payment
Motorcycle Loan Calculator
Choose Your Rate
| Term in months | Rate as low as | |
| 36 | 36 | 8.52% |
| 48 | 48 | 8.77% |
| 60 | 60 | 9.02% |
| 72 | 72 | 9.27% |
| 84 | 84 | 9.77% |
What's Your Loan Amount?
Motorcycle Loan Rates
| Motorcycle Loans | ||
| Effective Date: Thursday, December 26th, 2024 | ||
| APR As Low As | Term | Approx Monthly Payment ($20,000 Loan) |
| 8.52% | 36 Months | $631.54 |
| 8.77% | 48 Months | $495.52 |
| 9.02% | 60 Months | $415.36 |
| 9.27% | 72 Months | $363.20 |
| 9.77% | 84 Months | $329.65 |
| APR=Annual Percentage Rate, effective for current and past six model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months. | ||